Hiring for Credit Managers-Gorakhpur-Pune-warangal-Vijayawada – ISFC – Pune, Maharashtra

Hiring for Credit Managers-Gorakhpur-Pune-warangal-Vijayawada
ISFCPune, Maharashtra

₹1,00,000 – ₹5,00,000 a year

Job Summary

 Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.  To evaluate proposals of customers for LAP, WC and BL  Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation  Interact with Customers & understand the business and regularly monitor delinquencies / infants.  Decision making within defined TAT  Understanding of property related knowledge (like legal title and market value of the property).  Managing a team of CPAs  Coordinating with sales, operations, legal, technical and customer service

Responsibilities and Duties

  • Interacting with the Customers in order to determine the loan requirements, purpose of loan, Income Source.
  • Verifying the documents that have been provided by the customer and request for pending documents through concerned team
  • Post login of files into System, conduct verification or initiate for verifications through third party, wherever available as per guidelines received by Head office.
  • Conduct personal discursion with to resolve all queries related to issues identified during verifications.
  • Prepare the proposal document detailing the loan eligibility after analyzing customer data and as per credit guidelines.
  • Approve cases as per Loan Eligibility up to 30Lakhs limit that has been assigned and recommend cases to higher authorities as per policy.
  • Generate Sanction letter for the customers, collect property documents, and initiate technical and legal verification.
  • To complete post sanction formalities related to checking of documents, execution of loan documents, collection of additional documents & PDC’s as per the guidelines and prepare the docket inclusive of all income/property/customer related documents.

Required Experience, Skills and Qualifications

 Excellent written and oral communication skills  Qualification Graduate/MBA  Job Knowledge – Credit Analysis  Skills & Experience – 4-10 years’ experience

Benefits

5 Days Working

Hospitalisation Insurance

Life Insurance

Personal Accident Cover

Job Type: Full-time

Salary: ₹100,000.00 to ₹500,000.00 /year

Experience:

  • work: 4 years

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